Terms of Use

Effective Date: October 2025
Last Updated: October 27, 2025

1. Introduction

Welcome to the website and online services of Russell Ficken, Associate Broker – Coldwell Banker American Homes (“we,” “our,” or “us”).
These Terms of Use (“Terms”) govern your access to and use of our website, digital tools, and GPT Assistant, located at https://russellficken.cbamhomes.com.

By accessing or using this website or any related online tools, you agree to these Terms. If you do not agree, please do not use our site or services.

2. Who We Are

• Name: Russell Ficken, Associate Broker

• Company: Coldwell Banker American Homes

• Email: c21russ@aol.com

• Phone: 631-255-6852

• Website: https://russellficken.cbamhomes.com

Serving Suffolk County, NY for 38+ years.

3. Use of This Website

This website, its contact forms, and the Russell’s AI Real Estate Agent Assistant (GPT) are provided for informational and marketing purposes only.

You agree to use our site and assistant only for lawful purposes, including:

• Requesting information about properties or real estate services

• Contacting us for legitimate real estate inquiries

• Accessing market resources or property information

You may not use this site to:

• Submit false or misleading information

• Attempt to interfere with site security or functionality

• Copy or reproduce content without permission

• Engage in spam, harassment, or unauthorized commercial activity

4. No Professional Advice

Information provided through this website or the GPT Assistant is intended for general informational purposes only.
It does not constitute legal, financial, or tax advice.
All real estate decisions should be made in consultation with qualified professionals.

5. Intellectual Property

All text, graphics, logos, and other materials on this site are the property of Coldwell Banker American Homes, Russell Ficken, or their respective licensors.
You may not copy, reproduce, or distribute any content without prior written permission.

The Coldwell Banker name and logo are registered trademarks of Coldwell Banker Real Estate LLC. Used with permission.

6. Third-Party Links

Our website and assistant may contain links to third-party platforms such as Zillow, Realtor.com, Facebook, or Instagram.
These platforms operate independently and have their own privacy and usage policies.
We are not responsible for their content or practices.

7. Limitation of Liability

We make reasonable efforts to ensure information on this site is accurate, but we make no warranties or guarantees regarding completeness, accuracy, or availability.

We are not liable for any direct, indirect, or consequential damages arising from your use of this website, its tools, or the GPT Assistant.

8. Data & Privacy

Use of this website and related tools is also governed by our Privacy Policy, available at:
https://russellficken.cbamhomes.com/privacy-policy

By using this site, you consent to the data practices described in that policy.

9. Changes to These Terms

We may update these Terms periodically to reflect operational, legal, or regulatory changes.
Any updates will be posted here with a new “Last Updated” date.

10. Contact Us

If you have any questions or concerns about these Terms, please contact:
Russell Ficken, Associate Broker
Coldwell Banker American Homes
Email: c21russ@aol.com
Phone: 631-255-6852
Website: https://russellficken.cbamhomes.com